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Member Joining Requirements

  • Fill in membership forms that can either be downloaded from our website, or can be obtained from our offices or from the delegates at every county.
  • Original and Copy of the National Identity Card
  • Copy of KRA PIN number
  • Entrance fee of Kes 1,000
  • Minimum Monthly Contributions of Kes 1,000 (Kes 250 being Jogoo Members Insurance JOMEIS Monthly Which is explained below)
  • Share Capital of Kes 21,000 deducted from the first deposits

Benefits for membership

  1. Earn dividends every year
  2. Reliable financial provider (Savings and Credit)
  3. Bereavement financial support
  4. Business networking
  5. Participate in community and social responsibility
  6. Pay interest on withdrawable Savings
  7. Reward a Member recruiter with Kes 500 for recruiting new member
  8. Recognition of highest saver, long serving member etc.

Jogoo Members Insurance (JOMEIS)
This is a self-insurance scheme that covers all loans in the SACCO .Every member must contribute a minimum of Kes 250.00 per month so as to be fully covered. The purpose of JOMEIS is:

  • To settle outstanding loans which are current in the event of a member’s death or Total Permanent Disability (TPD).
  • To pay final dues; double the deposits of the member to the named Next of Kin or Nominee.
  • To pay last burial expense in respect of the contributor to the named Next of Kin.
  • To pay last burial expense in respect of the contributor’s Spouse
  • To pay last burial expense in respect of the contributor’s Child
  • The fund is re-insured with an underwriter.