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Savings Products


a) Ordinary savings

  • They are normal monthly deposit contributions by members towards their share deposits (The minimum monthly contribution is Kes 1,000 or upto 5% of one’s basic salary)
  • These deposits are used as collateral when one has not guaranteed other people.
  • Accumulated deposits attracts annual interest on deposits

b) Watoto Accounts

  • Minimum savings of Kes 500
  • The saving is withdrawable after 6 months.
  • Annual interest  is calculated on pro rata.

c) Withdrawable Accounts

  • This is a saving account from which a member can deposit and withdraw money when need arises.
  • Annual Interest  is calculated on pro rata