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Registered in 1972 CS/1990 in the name of Uhamiaji Sacco Society LTD for the former ministry of Home Affairs. In 1980 the Sacco rebranded and changed its name to Jogoo Sacco Society Ltd. In the year 2014 we opened the common bond for all Government ministries, Parastatals, commissions, NGO’s and Private sector. The membership has grown over time to 3,658 members as at December 2018.

The Sacco is managed by delegate systems who are elected by individual members in the grassroots. Delegates meeting is annually.

Membership is drawn from all Government Ministries, NGO’s and private sector, e.g corporate, SME’s and registered informal groups


To be the leading, innovative Sacco in empowering members and stakeholders economically and socially.


To mobilize resources and offer quality financial services efficiently for maximum returns to members while leveraging on technology


Pamoja Twaweza

Services to Members

  • Mobilizing member savings/deposits.
  • Lending out loans to members.
  • Investing for members.
  • Education to members.
  • customer care services.
  • Return on investment payments

Core Values

  • Good governance
  • Innovation
  • Efficiency
  • Equity
  • Fairness